Several years ago growing up in the picturesque Finger Lakes region of Upstate New York, my father and I got into the family car and drove out to the storage facility where we kept our boat over the winter. Picking up that old blue and white motorboat and getting it ready to go into the water was always the first real sign that summer was approaching and the long New York winters were finally over. Except when we got there, the boat was missing. Gone. Someone had hitched our trailer with our boat on it to their truck and taken off with it. My dad called the local sheriff’s office and our family’s insurance agent to report it.
See this article for tips on what to do before, during and after a tornado. For more information on tornadoes, please go to the tornado information page on our site.
Winter brings the threat of freezing temperatures and harsh conditions to much of the U.S. Some places are well beyond the threat; it’s going to freeze—there’s no way around it. Such conditions pose unique hazards to commercial building owners. Following is some information on common winter threats and how they are addressed by commercial property insurance.
As the summer winds down and the warm days dwindle many people will be spending time out on the water. Whether you’re taking the boat out for a weekend or renting jet skis on a summer vacation, it’s important to remember the risks of boating and other water sports. The following tips will help keep you safe on the water and be prepared in the event of an accident.