Take Precaution Against Space Heater Fires

fire-flamesThe extreme winter weather has led to many indoor areas not being adequately heated, resulting in an increase in space heater usage.Space heaters are an ideal solution for staying warm, but if not used properly they are also a fire hazard. The U.S. Consumer Product Safety Commission estimates that more than 25,000 residential fires every year are associated with the use of space heaters, resulting in more than 300 deaths.

Please follow these precautions to ensure safety when using a space heater:

  • Do not leave a space heater on unattended.
  • Place space heaters at least 3 feet away from any combustible materials (trash cans, file cabinets, etc.).
  • Do not place space heaters under a desk or a table.
  • Do not place space heaters in an area where water or steam is present, such as a bathroom.
  • Do not plug space heaters into an extension cord or surge protector. Plug them directly into a wall outlet.
  • Do not leave a space heater running near children.
  • Please take care to meet these safety standards to prevent unnecessary property damage, injury, or death during these cold winter months.

Storing Your Summer Toys

jetskiAs summer beings to wind down, it’s time to start preparing some of your summer vehicles for the cold months to come. If you have a motorcycle, RV, or boat, these are items that need to be taken care of to ensure they are protected when the temperature freezes (and let’s face it, in Nebraska, it’s only just a matter of time.) Here are a few tips to be sure your toys are taken care of: Get any necessary repairs out of the way—the change in weather could exarcerbate them or cause further damage. This includes checking the tires for any leaks or other damage. Make sure you clean all of your vehicles thoroughly inside and out; and be sure to wax them to protect from rusting. Remove all water from the engines and use anti-freeze where necessary (follow your vehicle’s manual on what is appropriate). Following the manual’s instructions, remove the batteries and store them safely. Consider adding a fuel stabilizer to your gas tank so that your motor won’t get damaged from old gas in the long winter months. Be sure you have a storage plan that is appropriate for your vehicle—whether it’s your garage, a shed, or a rented storage unit. Verify that your vehicles are protected by insurance year-round. Regardless of whether they’re in use, there are still many things that can happen, such as theft or fire.

Always Call 811 Before You Dig

diggers hotlineIT'S FREE - Contacting Diggers Hotline before you begin your project to have buried lines beneath your job site located is free. But if you damage a buried facility without a call to Diggers Hotline, you will be financially responsible for the damages, as well as a fine of up to $2,000.

Flood Insurance, Be Sure You're Covered

Think your home, condo or business insurance policy covers flood damage? Think again!

Two Types of “Water Damage”
A standard home insurance policy will cover losses caused by water that accumulates in the home resulting from the accidental discharge of a system of appliance, such as a broken hose or valve. That same policy will not cover losses caused by water that accumulates as a result of the overflow of a body of water or runoff of surface water.

April is Distracted Driving Awareness Month

Plan to Recognize April as Distracted Driving Awareness Month

distracted_drivingThousands die needlessly each year because people continue to use their cell phones while driving, handheld or hands-free. Join the National Safety Council this April in urging those you care about to:

  • Stop using cell phones while driving
  • Understand the dangers of the cognitive distraction to the brain
  • Inform people who call you while driving that you'd be happy to continue the conversation once they have reached their destination
  • Tell others about the dangers of cell phone distracted driving

See how you can get involved:

Time to Winterize!


As the first leaves hit the ground and those fall breezes turn from cool to cold, it’s time to prepare for winter. Whether that means snowstorms and ice or just the heavy chills many experienced in last year’s milder season, experts advise preparing your home for whatever Old Man Winter has in store.


Here are 10 popular winterizing tips:

6 Things to Know About Protecting Personal Information When Shopping Online This Holiday Season


It’s the season of giving, but don’t give away personal information to identity thieves! Between crowded big box stores, packed mall parking lots and long lines, more and more Americans are doing their holiday shopping online. While this has become a tremendous convenience for many people, it comes with a few risks. Here are six ways to make sure your online shopping experience is a jolly one:

Riding mowers are you insured?

mowersThis article will look at the coverage provided (both property and liability) for a riding lawnmower covered under a homeowners policy written under the 1991 edition date, then written under the 2000 edition date. As a side note, the same coverage implications would apply for a 4-wheeler used to service the premises, or a golf cart used by the owner to service the premises as examples will show.

Tornado Tips: Be Prepared

Getting Started:

tornadoA good way to begin your planning process is to gather as much information as you can.
There are numerous resources available to guide you through the process of getting your
household prepared to deal with a disaster.

Landscape Ready: Utility Marking, Underground Septic & Sewer Back-Up

Remember the “Beverly Hillbillies?” With apologies to Jed, Grannie and the clan, consider the following variation:
“Come and listen to a story about a lady named McGee
A simple suburban homester just wanting a new tree
But when our green thumber plunged that shovel in the ground
Up from the depths come a-bubblin’ brown….
…Sewage, that is. Smelly sludge, septic tank tea.”
logo_medIIICICShop Alliance

Insurance Info and Tips

Feed not found.