Avoid A Home Insurance Claim: Protect Your Home from Fire When Using Holiday Decorations

christmas-lightsThe holidays are just around the corner, which means many people are bringing out the boxes of decorations to get ready for this festive time of the year. Unfortunately, there are also a lot of incidents of house fires this time of year connected to those decorations.

To avoid a home insurance claim, follow these tips for safe decorating.

  1. Carefully inspect all lights for cracks or exposed areas on the wires.
  2. Never string more lights together than recommended on the package.
  3. Check lights for indoor or outdoor rating, and use accordingly.
  4. Turn off all electric decorations before leaving the house or going to bed.
  5. Keep candles and matches out of the reach of children.
  6. Place all candles on heat-proof surfaces away from other combustible items.
  7. If possible, switch out flame candles for electric or battery-operated versions.
  8. If using a live Christmas tree, choose a freshly-cut one and keep it well-watered.
  9. Keep Christmas trees away from any heat sources, including fireplaces, heating vents, or space heaters.
  10. Don’t overload outlets with multiple extension cords.

The holidays are a time of fun, excitement, and joy, but for many families each year, it turns into a time of devastation. When putting up holiday lights, using candles, or choosing a Christmas tree, it’s important to keep safety in mind to prevent a household fire. The National Fire Protection Association reports about 230 household fires each year from Christmas trees, and 150 more as a result of problems with lights. These can be easily avoided by following the tips above.

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