Employment Practices Liability Insurance provides protection for an employers to defend themselves against employment claims that can be expensive and distracting. It provides protection for an employer against claims made by employees, former employees, or potential employees. It covers discrimination (age, sex, race, disability, etc.), wrongful termination of employment, sexual harassment, and other employment-related allegations. In addition, there is an option to include coverage for alleged discrimination or sexual harassment claims brought by third parties (nonemployees, such as customers, vendors, tenants and clients). It covers your firm, including its Directors and Officers. Employment practices liability coverage is generally an exclusion found under most standard general liability insurance policies.
Contact one of our hometown professional agents to discuss employment practices liability for your business.