Hail Insurance

Production Hail Coverage

The Production Hail crop hail policy is an efficient alternative to more traditional hail insurance plans. With Production Hail, coverage is strategically concentrated on the part of your yield that is left exposed with Multiple Peril Crop Insurance (MPCI), Yield Protection (YP) and Revenue Protection (RP).

  • Protects the top portion of your crop – the portion where profits are often counted.
  • Maximizes your coverage so you do not double cover your crops.
  • Available through multiple crop hail companies.

Full Coverage

A policy that gives the insured a payment that equals the percent of loss multiplied by the insured value per acre.

DDA Deductible – The Company shall have no liability for loss to any acre of crop until loss or losses exceed 10%, and then the Company shall have liability for the percent of loss in excess of 10%, except that when the percent of loss exceeds 20%, the Company shall have an additional liability for 2.00 times the percent of loss in excess of 20%. This provision does not apply for losses greater than 25%.

DDB Deductible – The Company shall have no liability for loss to any acre of crop until loss or losses exceed 20%, and then the Company shall have liability for the percent of loss in excess of 20%, except that when the percent of loss exceeds 30%, the Company shall have an additional liability for 2.00 times the percent of loss in excess of 30%. This provision does not apply for losses greater than 40%.

DXS5 5% Deductible – The Company shall have no liability for loss to any acre of crop until loss or losses exceed 5%, and then the Company shall have liability for 1.25 times the percent of loss in excess of 5%, once the percent of loss equals or exceeds 25%, this provision no longer applies.

DXS10 10% Deductible – The Company shall have no liability for loss to any acre of crop until loss or losses exceed 10%, and then the Company shall have liability for 1.25 times the percent of loss in excess of 10%, once the percent of loss equals or exceeds 50%, this provision no longer applies.

XS20IP 20% Deductible – The Company shall have no liability for loss to any acre of crop until loss or losses exceed 20%, and then the Company shall have liability for 1.25 times the percent of loss in excess of 20%.

DXS20-70 Deductible – The Company shall have no liability for loss to any acre of crop until loss or losses exceed 20%, and then the Company shall have liability for 1.40 times the percent of loss in excess of 20%, except that when the percent of loss equals or exceeds 70%, this provision no longer applies.

Our Farm, Crop & Ranch Insurance Team

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Stephen Engelhaupt

Agent
Farm & Crop Insurance
 

  • (308) 762-5200
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Tim Shelmadine

Agent
Farm & Crop Insurance
 

  • (308) 762-5200
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Mary Cordell

Agent
Farm Insurance
 

  • (308) 762-5200
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Donna Brice

Agent
Farm insurance
 

  • (308) 432-8048
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Jennifer Wood

Agent
Farm insurance
 

  • (308) 762-5200
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Morgan Wills


Farm insurance
 

  • (308) 762-5200
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Justin Madsen

Agent
Farm & Crop insurance
 

  • (308) 432-8046
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GREGORY'S INSURANCE
ALLIANCE OFFICE
(308) 762-5200
(800) 658-3288
(308) 763-2165 (fax)
124 West 3rd Street,PO Box 910
Alliance NE 69301
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GREGORY'S INSURANCE
CHADRON OFFICE
(308) 432-8050
(308) 432-8022
(308) 432-0497 (fax)
1413 West 6th Street
Chadron, NE 69337
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